Our Coverage

Protect Those You Love Most

If you need money to cover funeral costs, you need final expense life insurance. Final expense insurance (a.k.a. burial insurance) is a type of life insurance that serves a specific purpose: it covers funeral costs and unpaid medical bills in the event of someone’s passing.

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Here’s What You Can Expect From Us

No Exams. Period. Just Answer Health Questions On Our One Page Application.

There are no health exams necessary to qualify for the Lincoln Heritage Funeral Advantage® program. Nearly everyone qualifies, even if they’ve had past health issues.

Approved Claims are Paid Immediately

Lincoln Heritage Life Insurance Company® will send the cash benefit to your beneficiary as quickly as possible; claims are paid within 24 hours of claim approval!

98% Issue Rate

No one likes to apply for anything and feel like they won’t be “approved.” With Lincoln Heritage, you can rest assured that nearly 98% of all applicants are approved for coverage, giving you the peace of mind you need as you begin the process.

Additional Coverage is Available

With the Lincoln Heritage Funeral Advantage® plan, you have the option to add up to $100,000 in Accidental Death insurance coverage. Simply ask your agent for more details.

Hands-On Support for Your Family

Every Funeral Advantage™ plan comes with a dedicated representative from the Funeral Consumer Guardian Society® (FCGS) at no additional cost to you. FCGS will serve as a guide on your behalf; they will price-shop funeral services, review contracts and help your surviving family members save hundreds—sometimes even thousands—of dollars on funeral costs.

Simple, One Page Application

With our simple application process, you can get the affordable coverage you need with minimal effort. Your personal agent will guide you through every step, providing you with a seamless experience.

Locked-In Rates for Life of Policy

As long as you make your monthly payments your rate will never change, regardless of your age.

The Federal Government only pays a maximum of just $255 towards funeral expenses. The average funeral is over $9,000.

National Funeral Directors Association

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